Investment Management

Manage your investments across various account types, including retirement accounts, individual and joint accounts, trusts, charitable accounts, and more. Utilize a personalized approach to asset allocation, risk management, and rebalancing strategies, aimed at meeting your financial goals and adapting to market conditions.

Cashflow Management
Optimize liquidity through strategic short-term investments, such as money market mutual funds, treasury bills, certificates of deposit (CDs), and enhanced savings options. These instruments help support cash flow needs to be met while preserving capital and offering competitive returns.

Values-Based Investing
Conduct a thorough assessment of your current portfolio to ensure it reflects your personal values. This approach allows for a balance between financial goals and the impact of investments on social, environmental, or ethical considerations, aligning with what matters most to you.

Structured/Buffered Products
Educate clients on structured and buffered products, providing insight into their unique benefits and associated risks. These investments offer tailored strategies with a balance of growth potential and downside protection, making them suitable for investors seeking specific risk-return profiles.

401(k) and Employer Plan Analysis
Review and analyze employer-sponsored retirement plans, such as 401(k)s, to help maximize benefits. This includes evaluating plan options, understanding investment choices, and providing guidance on contributions, allocations, and tax implications to support your long-term retirement strategy.

Values-based investing may incorporate criteria beyond traditional financial information into the investment selection process. This could result in investment performance deviating from other investment strategies or broad market benchmarks.

Structured Investments are not suitable for all investors. Each structured product may encompass its own unique set of characteristics, risks and return potential. Additionally, not every structured product will be suitable for every account approved to trade structured investments. Investors should be familiar with the unique characteristics, risks and return potential of each structured product, as well as those of the referenced asset before deciding whether to invest in the product. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Investing involves risk and you may incur a profit or loss regardless of strategy selected including diversification and asset allocation. Past performance is not a guarantee or a predictor of future results of either the indices or any particular investment. Before investing in any structured investment, an investor should review all applicable offering documents for a comprehensive discussion of the risks associated with the investment.

Treasury bills are guaranteed by the U.S. government and, if held to maturity, offer a fixed rate of return and guaranteed principal value. Treasury bills are certificates reflecting short-term (less than one year) obligations of the U.S. government.

A money market fund is a mutual fund investing in high quality, short-term debt instruments, cash, and cash equivalents. While not principal protected, they are considered extremely low risk on the investment spectrum. The money market fund generates income, but little capital appreciation. An investment in a money market fund is neither insured nor guaranteed by the FDIC or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.

Be sure to contact a qualified professional regarding your particular situation before making any investment or withdrawal decision. Rebalancing a non-retirement account could be a taxable event that may increase your tax liability.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.